Sport Liability Insurance
Gymnastics Ontario provides Liability Insurance for all registered members including participants, managers, coaches, directors, officers, officials, trainers, employees and volunteers but only while participating in a Sanctioned Gymnastics Ontario activity.
Gymnastics Ontario’s Liability Insurance covers your legal liability for bodily injury to, or damage to property of others such as spectators, passer-by, property owners and others resulting from their activity. In addition, this policy covers your legal liability for injury to participants. Because of your operations, or actions, you are open for possible suits from Third Parties. You may not be liable but you will need to be defended in court. The Liability policy pays for this defense as well as any costs found against you.
This coverage includes activities sanctioned by Gymnastics Ontario. It does not cover individual members practicing by themselves where Gymnastics Ontario has no direct involvement or sanction.
Sport Accident Insurance (coverage within Canada)
Gymnastics Ontario provides Sport Accident Insurance for registered members including participants, managers, coaches, directors, officers, officials and trainers.
Gymnastics Ontario Sport Accident Insurance provides coverage for “out of pocket medical expenses” due to an insured member who has sustained an injury while participating in a Sanctioned Gymnastics Ontario Activity. This coverage is applicable in Canada and is secondary to any other health care plan(s). Expenses eligible under any other health care plan(s) must be submitted to that plan(s). Our Sport Accident Policy will pay only the amount of expenses that are not eligible with any other insurer.
Highlights of Coverage
- Dental Accident Reimbursement – Up to $10,000.00
- Medical Expense Reimbursement – Up to $15,000.00
- Principal Sum Benefits – Up to $50,000.00
- Accidental Death – $50,000.00
- Fracture Indemnity Benefit – Up to $1,000.00
- Rehabilitation Indemnity Benefit – Up to $3,000.00
- Tuition Fees Reimbursement – Up to $2,000.00
- Emergency Transportation Benefit – Up to $50.00
- Family Transportation Benefit – Up to $2,500.00
- Dentures, Removable Teeth, Hearing Aides, Eyeglass and Contact Lenses – Up to $200.00
This plan is secondary to any existing medical plan (will pay only the amount of eligible expenses that are not eligible with any insurer). Submit forms and receipts to Arthur J Gallagher Canada Limited.
No payment for benefits covered under any government health plan whether the insured is enrolled in such a plan or not.
Access the Sport Accident Claim Form here
Arthur J Gallagher Canada Limited must receive notice of your accident date within 30 days from the date of injury and must receive claim documentation with 90 days.
This coverage includes activities sanctioned by Gymnastics Ontario. This coverage does not cover individual members practicing by themselves where Gymnastics Ontario has no direct involvement or sanction.
Travel Medical Insurance (coverage outside Canada)
Travel Medical Insurance will protect you for emergency medical care in excess of your provincial or territorial plan, due to an illness or accident.
Gymnastics Ontario’s Sport Accident Insurance only provides coverage in Canada for the sport whereas Travel Medical Insurance provides coverage outside Canada for any situation sport or non-sport.
Gymnastics Ontario’s Sport Accident Insurance covers injury whereas the Travel Medical Insurance covers injury or illness. For example, heart attack or other medical events requiring emergency hospital medical attention.
Please click here to apply for Excess Travel medical Insurance
Important Points to Remember
When travelling outside of Canada to participate in a gymnastics activity:
- Contact the Gymnastics Ontario office for approval.
- Purchase Travel Medical Insurance by contacting Gymnastics Ontario’s Insurance Broker.
Arthur J Gallagher Canada Limited
Attention: Sports and Recreation Department
Insurance Provided By
Sport Accident Claims are to be submitted to
Arthur J Gallagher Canada Limited
435 McNeilly Road, Suite 103
Stoney Creek, ON L8E 5E3
Attention: Sports & Recreation Department